Personal Finance

Practical tips and insights to help you manage money, save smarter, and make informed decisions about your financial future.

Personal Finance

Credit scores plummet across multiple states creating ‘perfect storm’ for American wallets, expert says

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith breaks down why Missouri and Georgia residents face hurdles.

Personal Finance

AI financial advisors are coming and they may outperform the humans guarding your money

A seasoned financial advisor with 34 years of experience argues AI may soon provide better financial advice than humans, citing emotional decision-making that destroys wealth.

Personal Finance

Americans now view this figure as the benchmark for being wealthy

The average net worth that Americans feel is needed to qualify as wealthy has declined, compared to last year, Charles Schwab found.

Personal Finance

Buy now, pay later loans will now impact Americans’ credit scores

FICO credit scoring models will be the first to include buy now, pay later data as the payment method continues to surge in popularity among American consumers.

Personal Finance

Americans face vastly different retirement costs across states as Social Security cuts loom

A study calculated the amount of money a "comfortable" retirement would require without Social Security factored in and the associated yearly expenses a retiree would face in each U.S. state.

Personal Finance

Americans increasingly abandon financial planning as economic pressures mount

PYMNTS reported this week that its survey found just 40% of American consumers are "planners," meaning their strategy for money was more foresighted.

Personal Finance

Expert debunks common social media myths about saving, debt and buy now pay later

Buying into common misconceptions surrounding money can be harmful, putting someone on the backfoot when it comes to their financial health. An expert weighs in some common financial myths.

Personal Finance

Retirement account balances dip in 1st quarter, but savers keep contributing

Retirement account balances dipped in the first quarter, but people kept socking away money for their golden years, according to new data from Fidelity Investments.

Personal Finance

Financial expert warns against the hidden traps of ‘buy now, pay later’ services

Explore the rise of 'buy now, pay later' services and learn key tips for managing BNPL payments, including budgeting, understanding fees, and avoiding late charges.

Personal Finance

How Trump’s tax bill will affect your money

President Donald Trump's tax bill will affect how you earn and save money and includes potential new deductions and changes to government programs, including Medicaid and food stamps.

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