Personal Finance

Practical tips and insights to help you manage money, save smarter, and make informed decisions about your financial future.

Personal Finance

Rachel Cruze warns young men are ‘throwing’ money away on habit ‘taking down a generation’

Rachel Cruze said building wealth requires "boring" habits like budgeting and investing, not chasing "quick wins" through cryptocurrency or sports betting.

Personal Finance

Why claiming Social Security early out of fear that the program will run dry is ‘bad advice,’ Suze Orman says

Suze Orman warns against viral advice to claim Social Security at 62, saying it locks retirees into a permanent 30% penalty they cannot undo.

Personal Finance

Americans’ 401(k) balances hit record levels in 2025

Americans increased their median 401k account balances by 27 percent through 2025 as automatic employer enrollment expanded plan participation nationwide.

Personal Finance

Beware the ticking time bomb hiding in your 401(k)

401(k) savers face a major financial risk from required minimum distributions that could push them into higher tax brackets and increase Medicare premiums in retirement.

Personal Finance

Social Security has less than 10 years before reserves are exhausted, new trustees report warns

House Speaker Mike Johnson says entitlement programs must be adjusted, as the Social Security trust fund will exhaust reserves by late 2032, with only 78% of benefits covered.

Personal Finance

Most 401(k) savers may be short-changing themselves, data shows

Target date funds make 401(k) investing easy, but their one-size-fits-most design could leave retirement savings underfunded due to limited growth and higher fees.

Personal Finance

How much do you need to retire? A state-by-state breakdown

Retirees on fixed incomes face affordability challenges depending on where they live. A study ranks states by the monthly savings needed to retire comfortably.

Personal Finance

Nearly half of Gen X workers are delaying retirement as rising costs, stagnant wages drain savings

Nearly 50% of Gen X employees are pushing back their retirement dates due to rising costs and stagnant wages, according to a new PwC financial wellness survey.

Personal Finance

Five financial mistakes Americans in their 30s and 40s are making, expert warns

Experts say even small changes to everyday financial habits could boost long-term wealth. Here are five costly money mistakes Americans in their 30s and 40s should avoid.

Personal Finance

Here’s what happens when you dispute a credit card charge

Disputing a credit card charge triggers a formal process that usually ends in your favor. You have 60 days from your credit card statement to dispute a charge.

Bitcoin ETFs on Track for Record Monthly Outflow

June 30, 2026

Domicile Isn’t a Real Argument For Citizenship Says Wydra

June 30, 2026

How YouTube TV and DirecTV Stream subscribers can get a payout from Disney’s $50M antitrust settlement

June 30, 2026

Fourth of July cookout prices hit record high as America celebrates 250th birthday

June 30, 2026

SNB Intervened to Halt Rush for Franc at Iran War Outbreak

June 30, 2026

SpaceX IPO Left Korea Broker With No Shares on Misunderstanding

June 30, 2026